One of the keys to a sound financial strategy is spending less than you take in, and then finding a way to put your excess to work. A money management approach involves creating budgets to understand and make decisions about where your money is going. It also involves knowing where you may be able to put your excess cash to work.

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Student Loan Protection

Learn why protecting your student loan payments is an important aspect of your income protection strategy.

Keeping Up with the Joneses

Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

You’re Not an ATM: 5 Tips for Teaching Your Kids the Value o

“Mom, can I have five bucks?” These words will be heard by all parents at some point. Every parent must decide...

The Power of Compound Interest

Learn how to harness the power of compound interest for your investments.

• Articles

  Starting Out: Reconciling Debt and Opportunity for Young Adu

  “Wherever you go, there you are” is a classic reminder to live consciously and fully in each moment. In terms of financial confidence and well-being for young adults, that advice makes excellent sense as well.

  4 Easy Ways to Turn the Next Generation into Savvy Savers

  In times like these—nearly a decade after the Great Recession and in the midst of the current crisis—teaching your kids the value of a dollar is more critical than ever.

  How to Balance Finances as a Sandwich Generation Member

  An estimated one in seven middle-aged Americans supports both a child and an aging parent. This isn’t expected to change any time soon.

  5 Key Financial Steps for Women Business Owners of Color

  Women of color have collectively taken an important seat at the table of business ownership. While the number of women-owned businesses in the U.S. grew by 58% from 2007 to 2018, those owned by women of color grew by almost three times that amount (163%) in the same time period.

  Financial Hacks for Millennials: It is Prime Time to Save

  While research shows you are saving and earning more than your parents, (woohoo!), are you preparing for the future you want? How can you ensure you are on track to make the most out of these important decades?

  Hindsight 2020: 6 Ways We Learned to Save

  During the COVID-19 pandemic, millions of people have learned to do more with less. Whether you’ve had to bounce back from job loss or spent weeks bouncing off the walls in quarantine, the pandemic experience included valuable lessons about saving money — and better using our savings to protect ourselves and our loved ones. As we approach a post-pandemic reality, these lessons can continue to have a positive impact on our lives and finances.

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  Paying Off a Credit Card

  Enter various payment options and determine how long it may take to pay off a credit card.

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• Videos

  Student Loan Protection

  Learn why protecting your student loan payments is an important aspect of your income protection strategy.

  The Cost of Procrastination

  Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time.

  Saving for College 101

  Here’s a crash course on saving for college.

  The Power of Compound Interest

  Learn how to harness the power of compound interest for your investments.

  Keeping Up with the Joneses

  Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?

  View all videos